Trucking Factoring Made Simple
How Factoring Works
Same-Day Funding
Instead of waiting 30+ days to get paid, factor invoices and get paid within 24 hours.
Competitive Rates & Zero Debt
Take advantage of debt-free cash flow with high advance rates and zero hidden fees.
Carrier Credit Protection
RTS provides non-recourse factoring, meaning we'll assume the credit risk if your client doesn't pay.
Factoring on the Go
Use the RTS app to submit invoices and manage your finances anytime, anywhere.
When Factoring Makes Sense
Scenario
You've delivered a cross-country load and sent the invoice, but now you're stuck waiting 30+ days for payment. Delayed payments can take a toll on your cash flow, making it hard to cover crucial expenses like fuel for your next trip.
RTS Solution
Our freight factoring services provide funding on the same day, so you can keep cash flowing and stay focused on business growth.
Scenario
You're managing loads, drivers and dispatching as an owner-operator, then overdue invoices start piling up. Chasing down payments from multiple customers takes time away from running your business.
RTS Solution
Working with a freight factoring company like RTS means you don't have to chase invoices, as we'll handle collections for you.
Scenario
You're working to grow your freight operation and keep trucks running consistently. A lack of steady cash flow can make it challenging to take on new opportunities, especially with extended payment times from customers.
RTS Solution
RTS is a trusted transportation factoring company that provides quick, reliable funding for all eligible invoices, helping new carriers continue to grow.
Hear From A Real Customer
“RTS is an outstanding factoring company to work with. They provide excellent customer service in working capital solutions.” – Washington Trucking Company
Factoring FAQs
Non-recourse factoring is when freight factoring companies assume the credit risk if your client can't pay the invoice amount because of issues like insolvency or bankruptcy.
Once you've uploaded your invoice, RTS will work to provide funding within 24 hours.
No, there are no limits to how much funding we can provide for your business.
No, factoring is working capital based on the credit of your customers, not your balance sheet. Plus, you do not take on any debt, unlike a traditional bank loan.
RTS is a trucking factoring company that's proud to provide same-day funding for all fleet sizes and types, including owner-operators and OTR carriers.